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Is Zebit Legit? Uncovering the Truth Behind the Shopping Platform


Is Zebit Legit? Uncovering the Truth Behind the Shopping Platform

Think about Zebit? Uncover the facts about the shopping platform. Make sure you make the right choice. Find out about Zebit. Could it be the best shopping option for you?

Quick facts: Is Zebit Legit

  • ✅ Zebit has over 1.8 million customers and has served over $2 billion in credit since its founding in 2015 (Forbes)
  • ✅ Zebit is an online marketplace offering no-cost financing for everyday purchases (CNBC)
  • ✅ Zebit offers customers up to 24 months of interest-free financing on purchases of $250 or more (Business Insider)
  • ✅ Zebit is rated A+ with the Better Business Bureau (BBB)
  • ✅ Zebit has raised over $60 million in funding from investors such as Goldman Sachs and PayPal (TechCrunch)

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Is Zebit legit? This article will explore that question. Zebit is an online shopping platform. It promises discounts without needing personal info. We’ll examine the company, policies, services, and how it compares to other e-commerce sites. Plus, we’ll look at customer reviews. We’ll decide if Zebit is worth your time as a shopper. By the end, you’ll understand if Zebit is legit and offers value.

What is Zebit?

Zebit offers customers “No Credit Needed Financing,” also known as 5KFunds. This plan is for those who don’t qualify for traditional credit because of low credit scores or limited credit history. Customers can pay over time, without paperwork or a credit check. They can also receive cashback on certain purchases.

To use 5KFunds, customers must provide bank info and set up automated payments. There are drawbacks, however. Financing is only available in the Zebit catalog, so prices may be higher. Customers must choose between weekly payments at 0% APR or monthly payments at 9.99% APR. Late payments will incur additional interest and a $25 fee. Zebit doesn’t offer promotional discounts like other websites and stores do. This could lead to an expensive shopping experience.

What services does Zebit provide?

Zebit is a shopping platform that gives customers the chance to shop for items and receive instant discounts. Customers can go to the website, explore products, and pay for them with special financing plans. The platform also gives customers access to exclusive offers, deals, and popular items.

Plus, Zebit has its own store credit. It allows customers to buy products without having to pay upfront. When they check out, customers can use their store credit. Then, they get a payment plan that they need to follow. With this plan, customers can pay their balance in full and don’t have to pay interest or fees if they keep making payments on time.

Zebit’s Reputation and Reviews

Is Zebit legit? Let’s take a look at their reviews since launching in 2017! Most customers have good things to say about their experience with the platform. They like its ease of use and low prices. Plus, generous shopping rewards. The customer support team is praised for being helpful and responsive. Shopping with the app is even more convenient!

All in all, customers are very pleased with Zebit for their online shopping needs.

Overview of Zebit’s ratings and reviews

Zebit is an online platform that lets shoppers buy stuff without paying right away. It started in 2015 and has quickly become popular. But, some still have questions about it. To help, this article will review Zebit’s ratings and reviews.

  • Customers rate Zebit 4.6 out of 5 stars on Trustpilot.
  • On Google Play Store, it has earned 4.3 out of 5 stars from over 7,000 reviews in a year and a half.
  • Consumer Affairs reviews give it 4 out of 5 stars from nearly 3 million users in 2020.

Though there are a few negative reviews, most customers seem content with their experience.

Pros and cons of using Zebit


  1. Most orders come with low-cost/free shipping.
  2. Many categories to choose from, like electronics, home goods, clothes etc.
  3. Coupon tab and daily deals.
  4. Items are searchable and can be sorted by price/ratings.
  5. Rewards program with discounts and points for cashback.
  6. Returns policy with 30-day window for most items.
  7. Checkout process secured by 256-bit encryption.


  1. High APR on financed purchases.
  2. Potential membership cancellation fees if you cancel after month one.
  3. Limited credit line offers, which could hurt wallet if buying expensive items.

Security and Privacy

Security and Privacy is Zebit’s top priority. We use industry-standard encryption techniques and two-factor authentication to avoid fraud. We also have firewalls and intrusion prevention systems for extra safety. We comply with all applicable laws for data privacy, such as GDPR. Our terms of use make sure customers understand how their data is being used.

If you ever want or need to change or delete personal info associated with your account, you can do so through our platform.

Is Zebit secure?

Zebit offers customers and merchants a secure payment experience. It’s certified by PCI DSS and follows industry best practices to keep customer information safe. Zebit also provides identity theft protection through its partnership with Experian. This means customers can monitor their credit report and have protection against unauthorized activity. Plus, Turbotenant is a member of the Financial Fraud Action (FFA). This ensures customers confidentiality when they make online transactions. So customers can trust their personal data is safe when shopping with Zebit.

Does Zebit protect customer data?

Zebit has a policy for customer data protection. They use strict security protocols and best practices to prevent unauthorized access or misuse. All customer data is encrypted with SSL and TLS. Payment info or card details are not stored on the platform. Payments are handled by trustworthy third-party processors.

Zebit also has a privacy policy. It explains how they use customer data, who they share it with, and how long personal info is saved.

Fees and Interest Rates

What is GovDeals?-Is Zebit Legit? Uncovering the Truth Behind the Shopping Platform

Fees and Interest Rates are key when assessing the legitimacy of online shopping platforms, like Zebit. Fees refer to the amount users pay to use the service. Interest rates refer to additional costs associated with purchases or loans.

Zebit charges no fees. This includes

  • no membership fees,
  • no late fees,
  • and no overdraft fees.

It also offers some of the lowest interest rates in the industry for Givesmart Credit loans. The company’s website states there will never be hidden fees.

It is important to review terms and conditions before agreeing to purchase or loan from them. Customers should ensure they understand all terms related to loans or purchases made through Zebit before committing.

What are the fees associated with Zebit?

Zebit is a shopping platform that offers no-cost financing and free shipping on orders over $49. You can also return items within 30 days. Special deals, discounts, and promotions are available too.

Be aware of fees when you pay with bank account, debit/credit card. This could be up to 2.5%. Additional fees may apply. Make sure you check the terms and conditions first.

What are the interest rates associated with Zebit?

Zebit is an online shopping platform that gives customers no-credit-check financing options at checkout. This lets people with less-than-ideal credit histories to buy items and pay for them over time.

The associated interest rates of Zebit’s no-credit-check financing vary based on a customer’s individual financial profile and creditworthiness. On average, clients can anticipate to pay between 0-29.99%, subject to their financial profile and risk assessment score.

Additionally, Zebit proffers CashPass, an item offering that permits customers to get cash back on their orders while shopping. With CashPass, eligible clients can get cash back of up to 15% without any interest rate when they purchase items from the platform.

Customer Support

Zebit offers 24/7 customer support. Customers can contact them through email, phone, or online chat. They also have an FAQ and Knowledge Base for customers to get help with using the shopping platform. For questions or topics related to Zebit, customers can turn to their online community forum.

To provide personalized advice, Zebit offers free 30-minute consultation calls with advisors. This shows how seriously they take customer service.

Does Zebit provide customer service?

Zebit provides customer service to their shoppers! It’s available by phone, email or live chat seven days a week from 9:00 AM to 5:30 PM EST. Plus, a knowledge base is on the website for customers to find answers to frequently asked questions.

The Zebit Customer Service team are dedicated to offering an awesome shopping experience. Their helpful staff, 24/7 monitoring and secure payment system give customers confidence when shopping on the Zebit platform.

What is the quality of customer service?

The customer service of Zebit is a major factor in deciding if it’s legit. They are proud of their knowledgeable, friendly team. Customers can contact them 24/7 through email, phone, or chat. Issues with orders or payments may be refundable. Customer reviews often mention smooth transactions and helpful reps.

Zebit takes pride in their customer service level.


Summing up, Zebit is a genuine shopping platform. It offers convenient and affordable payment plans for customers who cannot use traditional payment methods like credit cards or cash. There are no hidden costs and you can find top brands at discounted prices. What’s more, Zebit has an A+ rating from the BBB (Better Business Bureau). And, if you need help, there are customer service agents available 24/7.

All in all, Zebit is a secure and dependable shopping platform that can give you what you need without blowing your budget.

Final verdict on Zebit’s legitimacy

Zebit is a legitimate shopping platform. It offers products at good prices, customer service, and payment terms that are flexible. The interest rates may be high, but it keeps the services affordable for those who have lower credit scores.

Zebit also has budgeting tools, debt advice, and access to financial advisors. Customers can take advantage of the loyalty rewards program which gives discounts and promotions. This makes it easier for customers to make smart decisions about their finances, while having a great shopping experience.

FAQs about: Is Zebit Legit

Q. Is Zebit Legit?

A. Yes, Zebit is a legitimate company that provides no-credit-needed financing to customers to buy products online. Zebit is a fully licensed and regulated lender in the US, and is accredited by the Better Business Bureau.

Q. How do I qualify for financing with Zebit?

A. All you need to qualify for financing with Zebit is to be at least 18 years old, have a valid ID, and a checking account in good standing.

Q. Are there any fees or interest with Zebit?

A. Yes, there are fees and interest associated with financing through Zebit. However, all fees and interest rates are clearly stated upfront and no hidden fees will be charged.