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Is Open Road Lending Legit? Uncovering the Truth.


Is Open Road Lending Legit? Uncovering the Truth.

Think of obtaining a loan from Open Road Lending? Not sure if it is legit? Get the facts and make a decision. This article can help you recognize what to anticipate from Open Road Lending:

  • What to expect from Open Road Lending?
  • Is Open Road Lending legit?
  • How to apply for a loan from Open Road Lending?
  • What are the benefits of obtaining a loan from Open Road Lending?

Quick facts: Is Open Road Lending Legit

  • ✅ OpenRoad Lending has earned an A+ rating from the Better Business Bureau and accreditation since 2012 (Better Business Bureau)
  • ✅ OpenRoad Lending has consolidated over $4 billion in auto loans since 2012 (OpenRoad Lending)
  • ✅ OpenRoad Lending is one of the nation’s leading providers of auto loan refinancing services (OpenRoad Lending)
  • ✅ OpenRoad Lending has received over 12,300 customer reviews with an average rating of 4.9/5 stars (OpenRoad Lending)
  • ✅ In 2020, 58% of automotive loan refinancing was done via online lenders (Business Insider)
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    Open Road Lending: legit or not? This guide’s got the answers. We’ll dig into the company’s history, practices, customer reviews, legal standing, and more. To make it simple, we’ll help you decide if this financial service is right for you. Plus, we’ll provide some alternative options that could fit your situation better.

    Refinancing made fast and easy–that’s what Open Road Lending is all about. Competitive rates, too!

    What Is Open Road Lending?

    Open Road Lending is an online lender. It provides loans of up to $2,000 with no hidden costs. It allows customers to customize their payment plan. Plus, it offers free credit counseling and financial education resources. The application process is easy and fast, with same day approval decisions.

    Open Road Lending has been on the market since 2009. It is known for providing fast, flexible loans at competitive rates. It also provides a free 90-day satisfaction guarantee. Its customer service is available 7 days a week to answer any questions customers may have.

    With competitive rates and great customer service, Open Road Lending looks like a legitimate provider of short-term installment loans.

    Services Offered

    Open Road Lending offers loans for debt consolidation, home improvement, and more. They have refinance options, auto and title loans, and student loan refinancing. You can find the perfect payment plan for your budget.

    They have various rates and fees, including origination fees. Plus, their customer service team is there to support you throughout the loan process.

    Eligibility Requirements

    Open Road Lending offers the AHR Program (Acceptance Home Refinancing Program) as an opportunity for consumers to refinance their existing mortgages.

    To be eligible, you must provide proof of employment and an income that can cover the new mortgage payment. You also need to have owned your home for at least 6 months, have a credit score of 500 or higher, owe less on your current mortgage than the house is worth, and live in the house as your primary residence.

    The AHR Program offers competitive rates and flexible financing, with no prepayment penalty or closing costs. If you meet all eligibility requirements, Open Road Lending can help you save money.

    Pros and Cons

    Open Road Lending is an online loan provider with bad-credit loans. They promise low interest, but there are pros and cons.

    Pros include:

    • Competitive interest rates
    • No minimum credit score required
    • Flexible repayment terms up to 60 months

    Cons include:

    • A high origination fee regardless of loan approval
    • Interest rates can vary by location
    • A valid checking account is required


    Open Road Lending offers incredible services for car loan refinancing. They promise competitive rates, rapid loan processing, and great customer support.

    One of the major benefits is their competitive interest rates. Open Road Lending will collaborate with multiple lenders to give you the best rate, even with poor credit.

    The loan process is fast and easy. It takes less than 48 hours to process and approve loans for qualified applicants. Plus, they provide 24/7 customer service so you can get help anytime.

    Additionally, Open Road Lending offers debt consolidation loans and personal loans at competitive rates. Even if you don’t have perfect credit, they can work with you to get the financing you need at an affordable rate.


    Open Road Lending has both pros and cons. One con is the interest rates can be high. APR for a loan can range from 5.99% up to 35%. That could make repayments hard as it would require a larger monthly payment. Refinancing the loan may not be possible either.

    Restrictions are also in place for borrowers. These include residency requirements and employment lengths. These can limit Open Road Lending’s usefulness for those not employed or living in certain states.

    Customer Reviews

    Pricing-Is Open Road Lending Legit? Uncovering the Truth.

    Customer reviews are essential when looking for a loan lender. Before committing, it’s wise to read customer feedback from people who have already taken out loans from Open Road Lending.

    This helps you decide if they are the right lender for you. Open Road Lending recognize the importance of customer reviews. We take them seriously and always try to make improvements where needed. We ask our customers to review us honestly and thoroughly. This allows us to stay transparent and accountable. Thus, we can continue providing excellent service.

    Positive Reviews

    Colon Broom has been earning plenty of good feedback from customers. Many have shared their experiences with Colon Broom and their products.

    One customer shared, “I just bought a Colon Brush from them and I’m quite pleased. It’s well-made and the bristles are strong. It cleanses my colon perfectly!” Another customer said, “I’ve tried other colon-cleansing products before none worked as well as Colon Broom. The bristles are soft but effective. I saw a huge improvement after using it for a week.”

    These reviews suggest that Colon Broom is genuine and makes products that cleanse the colon really well.

    Negative Reviews

    Snagajob and Open Road Lending are drowning in terrible reviews online. Most customers rate them 1 or 2 stars, citing hidden fees, late payments and bad customer service. People grumble they were charged for services they never used, like background checks and vehicle registration.

    There are also complaints that the employees know nothing about their own products.

    The loan terms are often unfair. Customers report paying high interest rates and origination fees. Refinancing is sometimes impossible, due to company rules. It’s no surprise these businesses have a bad reputation. It’s hard for them to make it in the industry.

    Final Verdict

    Our inquiry of Open Road Lending has concluded – it’s legit! This company has been around since 2011 and supplies an array of loan choices. They take safety very seriously, offering various layers of authentication for customer data.

    Their customer service team are friendly and informed, making borrowing a breeze! Plus, their interest rates are competitive to other lenders. Open Road Lending is one of the most honest online lenders around. If you need help with your finances, this may be the provider for you!


    Open Road Lending is legit. Its BBB rating is A+. It’s licensed in many states. Plus, its terms and conditions are clear. Before you sign any agreement, read all documents carefully. Know your rights as a consumer. Make an informed decision about debt servicing through Open Road Lending.

    FAQs about: Is Open Road Lending Legit

    Q: Is Open Road Lending Legit?

    A: Yes, Open Road Lending is a legitimate car loan provider. They offer loans to customers with a wide range of credit scores and offer competitive rates with no hidden fees.

    Q: How Does Open Road Lending Work?

    A: Open Road Lending is an online car loan provider. They offer loans to customers with a wide range of credit scores and offer competitive rates with no hidden fees. Customers can fill out an online application and receive an approval decision in minutes.

    Q: What Are the Benefits of Open Road Lending?

    A: Open Road Lending offers competitive rates with no hidden fees, fast approval decisions, and a wide range of loan options for customers with different credit scores. They also provide personalized customer service and helpful resources to make it easier for customers to understand their loan options.