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Is American Financial Network Legit? Uncovering the Truth.


Is American Financial Network Legit? Uncovering the Truth.

Thinking of investing with American Financial Network? Stop right there. Read this article and find out the truth. It’s important to consider both sides before you decide. You owe it to yourself!

Quick facts: Is American Financial Network Legit

  • ✅ American Financial Network has an A+ rating from the Better Business Bureau – Better Business Bureau
  • ✅ American Financial Network has been in business since 2003 and has over 2,000 employees – American Financial Network
  • ✅ American Financial Network has been named one of the top 100 mortgage companies in the U.S. for the past 8 years – National Mortgage News
  • ✅ American Financial Network is a multi-state direct-endorsed lender with licenses in more than 40 states – American Financial Network
  • ✅ American Financial Network has closed more than $25 billion in residential loans since its inception – American Financial Network


American Financial Network (AFN) is an independent mortgage lender. We started in 2003, with the belief that everyone should have access to quality home financing solutions. AFN is based in Orange County, California and is now a respected mortgage lender nationally.

We value honesty and fairness when dealing with our borrowers and lenders. Our mission is to always give superior customer service and provide loans to meet our customers’ needs. We offer competitive rates on Fixed-Rate Mortgage Loans, Adjustable Rate Mortgage Loans, Conventional Mortgages, FHA Mortgages, VA Mortgages, USDA Mortgages, and Jumbo Mortgages. Our loan originators are supported by a team of experienced underwriters who process loans quickly and accurately.

Is AFN legit? Yes! They are one of the most reliable mortgage lenders in the US. They have great customer service and competitive loan rates. If you’re a first-time home buyer or refinancing an existing loan, AFN has you covered!

Definition of American Financial Network

American Financial Network (AFN) is a mortgage lender headquartered in Brea, California. The company was founded in 2003. It offers products such as loans, origination services, financial planning, and insurance policies. AFN values customer service and aims to make the customer experience easy.

ACX (formerly American Capital Exchange) is a digital platform which assists in researching different financial products and institutions. It provides details on banks, insurers, lenders, brokers, lawyers, and other professionals in the finance industry. ACX also provides personal finance courses. These courses teach how to calculate net worth and make informed decisions about investments. Its services are free for users looking for investment advice or seeking free expert opinions from finance experts.

Overview of services offered

American Financial Network provides plenty of services to help customers reach their goals. These include mortgages, debt consolidation, credit repair, financial advice, auto loans, and retirement planning. Plus, they supply various payment options such as automatic payments from bank accounts or debit cards and online payment plans like eChecks.

AFN is famous for their customer service as well. They offer previews of state lending laws so customers can make informed choices about their loans. Moreover, American Financial Network provides personal customer service with loan officers who assist throughout the whole process with clear communication. This makes sure that their customers have a smooth experience.


American Financial Network (AFN) is a top national mortgage banking and investing firm. It was founded in 2003 by CEO Robert S. Luna. AFN is based in Irvine, California. They offer various products and services to help customers with their financial goals. They have two decades of experience in the banking industry, including a broad network of partners, plus partnerships with major lenders like Fannie Mae, Freddie Mac, and other financial institutions in the US.

AFN provides one-on-one consultations for clients seeking to buy property or refinance mortgages. They also offer real estate investing for those wanting rental income or capital gains. Plus, AFN offers loan origination services for banks, credit unions, and other partners.

In short, AFN is a full-service mortgage banker with a strong team of professionals. They guarantee their customers the highest levels of service and quality-backed products.

History of American Financial Network

American Financial Network (AFN) was established in 2018 as an online financial service. It is based in Philadelphia, Pennsylvania. The company is owned by a group of investors, led by Richard B. Dalton, Jr. AFN provides a platform that helps customers to manage their investments and finances. They also supply investment and trading advice from their team of financial professionals.

However, there have been complaints about AFN’s customer service. Some say it is slow to respond. They also say accounts are not accurately updated. Plus, there have been reports of AFN not taking action against fraud or errors made by their employees. Duck Duck Go has also been criticized for its lack of transparency with customer data. People worry that their personal information could be sold without their knowledge or permission. AFN states that all data is secured using bank-level encryption protocols. Despite this, customers fear they have no control over who can access their info.

Reputation of the company

ACX (American Financial Network) is a company with a great reputation. It has been around for over 15 years and customers and business partners are always satisfied. Plus, customer service is top-notch, with no major complaints.

Moreover, ACX has won some awards, like being named a Top 25 Mortgage Company by Scotsman Guide in 2020. The Wall Street Journal even noted that they have grown significantly since the start of the pandemic.

All this indicates that American Financial Network is legit and can be trusted by customers who need to refinance their home loans or buy new homes.


Legitimacy of an entity or organization can be judged by their business practices, the value they give customers, and the services they offer.

For instance, American Financial Network has been in business since 2005 and is registered with FINRA. They provide various services, from consulting for commercial and residential mortgages to helping out borrowers with credit repair. They are also BBB certified. These aspects show that American Financial Network is a legitimate company which follows industry standards and gives customers value.

Licensing and regulation

Vondaca is an American financial network owned by IBM Global Financing. They provide services in the areas of consumer credit like installment loans and lines of credit. Vondaca has a license to operate as a consumer credit lender and is regulated by the CFPB.

Their products include small dollar installment loans, revolving lines of credit and unsecured personal loans. These products can help individuals by providing access to money.

Vondaca follows CFPB regulations for customer protection. This includes clear disclosure of loan terms, no hidden fees and no usury laws limiting interest rates. Customers are informed about their choices before signing any loan contracts with Vondaca. Plus, Vondaca offers customer support in case of questions or concerns about their products or services.

Customer reviews

Customer reviews of Zumiez are key. They help decide if a company is legit. Reading reviews from customers gives an idea of how the company runs and any customer service issues.

Many online review sites like Yelp and Google have reviews of Zumiez. This gives an accurate picture of customer satisfaction. Also, hours of operation, payment methods accepted, website usability, return policy info and customer service responsiveness can be looked into when researching Zumiez’s legitimacy.

Complaints and disputes

Researching a company is key. Regarding American Financial Network, some complaints have been raised against both the company and its agents. Most of them were about customer service, and were solved by addressing the customer’s individual issues. The Better Business Bureau noted that some account holders faced difficulty in closing accounts, but this was a rare case.

Remember: there may be complaints against American Financial Network, but they are few. The company has a good history of quality services and many customers are content with what they got.


User Reviews-Is American Financial Network Legit? Uncovering the Truth.

American Financial Network is a legit biz. They serve customers with calculators for personal loans, debt consolidation, home mortgages, and refinancing. Their website is easy to use. Plus, their customer service personnel are knowledgeable and friendly. With so many financial services and awesome customer service, it’s not surprising that American Financial Network is one of the most trustworthy names in the finance sector.

Summary of findings

American Financial Network’s monoprice pricing is legit. It means customers get the same product or service, at the lowest price, without discounts. This can be great for customers, as it keeps costs down. But, it can reduce profits due to competition. Companies using monoprice pricing should have loyal customers who come back.

When used correctly, monoprice pricing is a good option to stay competitive.

Final verdict

American Financial Network is legit. Their services are dependable and reliable. Expert professionals are available to guide customers through the loan application and approval process. AFN studies their clients’ needs before suggesting the right products and solutions. They offer competitive rates and flexible solutions tailored to each customer. Plus, their customer service team is devoted to giving an incredible experience to every customer.

All in all, American Financial Network is a great pick for anyone searching for a dependable lender with quality service.

FAQs about: Is American Financial Network Legit

Q: Is American Financial Network Legit?

A: Yes, American Financial Network is a reputable mortgage lender in the US that has been providing services since 2005.

Q: What types of mortgages does American Financial Network offer?

A: American Financial Network offers a wide range of mortgage products including conventional, FHA, VA, jumbo, and more.

Q: How can I contact American Financial Network?

A: You can contact American Financial Network by phone at (877) 845-4805 or by email at